LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,192
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,536
−HK$1,365/mo
Today · 4.125%
HK$45,901
baseline
▲ 0.50% · 4.625%
HK$48,694
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,802/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,051
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,340
−HK$1,307/mo
Today · 4.125%
HK$50,647
baseline
▲ 0.50% · 4.625%
HK$53,317
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,294/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,831
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,443
−HK$1,638/mo
Today · 4.125%
HK$55,081
baseline
▲ 0.50% · 4.625%
HK$58,432
+HK$3,351/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,162/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,661
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,208
−HK$1,568/mo
Today · 4.125%
HK$60,776
baseline
▲ 0.50% · 4.625%
HK$63,980
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,552/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,469
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,350
−HK$1,911/mo
Today · 4.125%
HK$64,261
baseline
▲ 0.50% · 4.625%
HK$68,171
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,522/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,271
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,075
−HK$1,831/mo
Today · 4.125%
HK$70,906
baseline
▲ 0.50% · 4.625%
HK$74,643
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,812/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,746
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,164
−HK$2,457/mo
Today · 4.125%
HK$82,621
baseline
▲ 0.50% · 4.625%
HK$87,649
+HK$5,028/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,242/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,492
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,811
−HK$2,354/mo
Today · 4.125%
HK$91,165
baseline
▲ 0.50% · 4.625%
HK$95,970
+HK$4,805/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,330/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,319 · Scale 2, in force from 26 Feb 2026)