LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,194
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,538
−HK$1,365/mo
Today · 4.125%
HK$45,903
baseline
▲ 0.50% · 4.625%
HK$48,696
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,806/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,053
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,342
−HK$1,307/mo
Today · 4.125%
HK$50,649
baseline
▲ 0.50% · 4.625%
HK$53,319
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,298/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,833
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,445
−HK$1,639/mo
Today · 4.125%
HK$55,084
baseline
▲ 0.50% · 4.625%
HK$58,435
+HK$3,351/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,168/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,664
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,210
−HK$1,569/mo
Today · 4.125%
HK$60,779
baseline
▲ 0.50% · 4.625%
HK$63,983
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,558/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,472
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,353
−HK$1,911/mo
Today · 4.125%
HK$64,264
baseline
▲ 0.50% · 4.625%
HK$68,174
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,528/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,275
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,079
−HK$1,830/mo
Today · 4.125%
HK$70,909
baseline
▲ 0.50% · 4.625%
HK$74,647
+HK$3,738/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,818/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,750
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,168
−HK$2,457/mo
Today · 4.125%
HK$82,625
baseline
▲ 0.50% · 4.625%
HK$87,653
+HK$5,028/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,250/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,496
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,816
−HK$2,353/mo
Today · 4.125%
HK$91,169
baseline
▲ 0.50% · 4.625%
HK$95,975
+HK$4,806/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,338/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,353 · Scale 2, in force from 26 Feb 2026)