LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,195
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,538
−HK$1,365/mo
Today · 4.125%
HK$45,903
baseline
▲ 0.50% · 4.625%
HK$48,696
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,806/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,054
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,342
−HK$1,308/mo
Today · 4.125%
HK$50,650
baseline
▲ 0.50% · 4.625%
HK$53,320
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,300/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,834
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,446
−HK$1,638/mo
Today · 4.125%
HK$55,084
baseline
▲ 0.50% · 4.625%
HK$58,436
+HK$3,352/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,168/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,664
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,211
−HK$1,569/mo
Today · 4.125%
HK$60,780
baseline
▲ 0.50% · 4.625%
HK$63,984
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,560/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,473
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,354
−HK$1,911/mo
Today · 4.125%
HK$64,265
baseline
▲ 0.50% · 4.625%
HK$68,175
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,530/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,275
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,079
−HK$1,831/mo
Today · 4.125%
HK$70,910
baseline
▲ 0.50% · 4.625%
HK$74,648
+HK$3,738/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,820/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,750
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,169
−HK$2,457/mo
Today · 4.125%
HK$82,626
baseline
▲ 0.50% · 4.625%
HK$87,654
+HK$5,028/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,252/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,497
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,816
−HK$2,354/mo
Today · 4.125%
HK$91,170
baseline
▲ 0.50% · 4.625%
HK$95,975
+HK$4,805/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,340/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,359 · Scale 2, in force from 26 Feb 2026)