LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,196
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$44,539
−HK$1,365/mo
Today · 4.125%
HK$45,904
baseline
▲ 0.50% · 4.625%
HK$48,698
+HK$2,794/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,808/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,055
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,344
−HK$1,307/mo
Today · 4.125%
HK$50,651
baseline
▲ 0.50% · 4.625%
HK$53,321
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,302/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,835
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,447
−HK$1,638/mo
Today · 4.125%
HK$55,085
baseline
▲ 0.50% · 4.625%
HK$58,437
+HK$3,352/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,170/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,666
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,212
−HK$1,569/mo
Today · 4.125%
HK$60,781
baseline
▲ 0.50% · 4.625%
HK$63,985
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,562/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,474
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,355
−HK$1,911/mo
Today · 4.125%
HK$64,266
baseline
▲ 0.50% · 4.625%
HK$68,177
+HK$3,911/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,532/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,277
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,081
−HK$1,831/mo
Today · 4.125%
HK$70,912
baseline
▲ 0.50% · 4.625%
HK$74,649
+HK$3,737/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,824/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,752
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$80,171
−HK$2,457/mo
Today · 4.125%
HK$82,628
baseline
▲ 0.50% · 4.625%
HK$87,656
+HK$5,028/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,256/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,499
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$88,819
−HK$2,353/mo
Today · 4.125%
HK$91,172
baseline
▲ 0.50% · 4.625%
HK$95,978
+HK$4,806/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,344/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,377 · Scale 2, in force from 26 Feb 2026)