LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,199
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,542
−HK$1,366/mo
Today · 4.125%
HK$45,908
baseline
▲ 0.50% · 4.625%
HK$48,701
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,816/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,058
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$49,347
−HK$1,307/mo
Today · 4.125%
HK$50,654
baseline
▲ 0.50% · 4.625%
HK$53,324
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,308/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,838
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,451
−HK$1,638/mo
Today · 4.125%
HK$55,089
baseline
▲ 0.50% · 4.625%
HK$58,441
+HK$3,352/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,178/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,670
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,216
−HK$1,569/mo
Today · 4.125%
HK$60,785
baseline
▲ 0.50% · 4.625%
HK$63,989
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,570/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,478
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,359
−HK$1,912/mo
Today · 4.125%
HK$64,271
baseline
▲ 0.50% · 4.625%
HK$68,181
+HK$3,910/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,542/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,281
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,086
−HK$1,830/mo
Today · 4.125%
HK$70,916
baseline
▲ 0.50% · 4.625%
HK$74,654
+HK$3,738/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,832/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,757
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,176
−HK$2,458/mo
Today · 4.125%
HK$82,634
baseline
▲ 0.50% · 4.625%
HK$87,662
+HK$5,028/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,268/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,504
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,824
−HK$2,354/mo
Today · 4.125%
HK$91,178
baseline
▲ 0.50% · 4.625%
HK$95,984
+HK$4,806/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,356/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$710,424 · Scale 2, in force from 26 Feb 2026)