LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,205
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,549
−HK$1,365/mo
Today · 4.125%
HK$45,914
baseline
▲ 0.50% · 4.625%
HK$48,708
+HK$2,794/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,828/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,065
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,354
−HK$1,308/mo
Today · 4.125%
HK$50,662
baseline
▲ 0.50% · 4.625%
HK$53,332
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,324/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,846
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,458
−HK$1,639/mo
Today · 4.125%
HK$55,097
baseline
▲ 0.50% · 4.625%
HK$58,449
+HK$3,352/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,194/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,678
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,225
−HK$1,569/mo
Today · 4.125%
HK$60,794
baseline
▲ 0.50% · 4.625%
HK$63,998
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,588/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,487
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,368
−HK$1,912/mo
Today · 4.125%
HK$64,280
baseline
▲ 0.50% · 4.625%
HK$68,191
+HK$3,911/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,560/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,291
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,095
−HK$1,831/mo
Today · 4.125%
HK$70,926
baseline
▲ 0.50% · 4.625%
HK$74,665
+HK$3,739/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,852/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,768
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,187
−HK$2,458/mo
Today · 4.125%
HK$82,645
baseline
▲ 0.50% · 4.625%
HK$87,674
+HK$5,029/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,290/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,517
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,837
−HK$2,354/mo
Today · 4.125%
HK$91,191
baseline
▲ 0.50% · 4.625%
HK$95,998
+HK$4,807/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,382/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,524 · Scale 2, in force from 26 Feb 2026)