LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,206
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,550
−HK$1,366/mo
Today · 4.125%
HK$45,916
baseline
▲ 0.50% · 4.625%
HK$48,709
+HK$2,793/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,832/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,066
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,356
−HK$1,307/mo
Today · 4.125%
HK$50,663
baseline
▲ 0.50% · 4.625%
HK$53,334
+HK$2,671/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,326/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,847
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,460
−HK$1,639/mo
Today · 4.125%
HK$55,099
baseline
▲ 0.50% · 4.625%
HK$58,451
+HK$3,352/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,198/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,680
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,227
−HK$1,569/mo
Today · 4.125%
HK$60,796
baseline
▲ 0.50% · 4.625%
HK$64,001
+HK$3,205/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,592/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,489
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,370
−HK$1,912/mo
Today · 4.125%
HK$64,282
baseline
▲ 0.50% · 4.625%
HK$68,193
+HK$3,911/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,564/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,293
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,098
−HK$1,831/mo
Today · 4.125%
HK$70,929
baseline
▲ 0.50% · 4.625%
HK$74,667
+HK$3,738/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,858/mo (50% DSR)
Upfront cash ≈ HK$6.39M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,771
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,190
−HK$2,458/mo
Today · 4.125%
HK$82,648
baseline
▲ 0.50% · 4.625%
HK$87,677
+HK$5,029/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,296/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,520
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,840
−HK$2,354/mo
Today · 4.125%
HK$91,194
baseline
▲ 0.50% · 4.625%
HK$96,001
+HK$4,807/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,388/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,548 · Scale 2, in force from 26 Feb 2026)