LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,207
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,551
−HK$1,366/mo
Today · 4.125%
HK$45,917
baseline
▲ 0.50% · 4.625%
HK$48,711
+HK$2,794/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,834/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,068
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,357
−HK$1,308/mo
Today · 4.125%
HK$50,665
baseline
▲ 0.50% · 4.625%
HK$53,335
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,330/mo (50% DSR)
Upfront cash ≈ HK$10.18M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,849
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,462
−HK$1,638/mo
Today · 4.125%
HK$55,100
baseline
▲ 0.50% · 4.625%
HK$58,453
+HK$3,353/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,200/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,681
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,228
−HK$1,570/mo
Today · 4.125%
HK$60,798
baseline
▲ 0.50% · 4.625%
HK$64,002
+HK$3,204/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,596/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,490
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,372
−HK$1,912/mo
Today · 4.125%
HK$64,284
baseline
▲ 0.50% · 4.625%
HK$68,195
+HK$3,911/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,568/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,295
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,100
−HK$1,831/mo
Today · 4.125%
HK$70,931
baseline
▲ 0.50% · 4.625%
HK$74,669
+HK$3,738/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,862/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,773
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,192
−HK$2,458/mo
Today · 4.125%
HK$82,650
baseline
▲ 0.50% · 4.625%
HK$87,679
+HK$5,029/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,300/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,522
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,842
−HK$2,354/mo
Today · 4.125%
HK$91,196
baseline
▲ 0.50% · 4.625%
HK$96,003
+HK$4,807/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,392/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,567 · Scale 2, in force from 26 Feb 2026)