LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,210
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,554
−HK$1,365/mo
Today · 4.125%
HK$45,919
baseline
▲ 0.50% · 4.625%
HK$48,714
+HK$2,795/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$91,838/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,070
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,360
−HK$1,308/mo
Today · 4.125%
HK$50,668
baseline
▲ 0.50% · 4.625%
HK$53,338
+HK$2,670/mo
Deposit HK$9.47M · loan HK$9.47M · min. income ≈ HK$101,336/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,852
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,465
−HK$1,638/mo
Today · 4.125%
HK$55,103
baseline
▲ 0.50% · 4.625%
HK$58,456
+HK$3,353/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,206/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,685
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,232
−HK$1,569/mo
Today · 4.125%
HK$60,801
baseline
▲ 0.50% · 4.625%
HK$64,006
+HK$3,205/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,602/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,494
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,375
−HK$1,912/mo
Today · 4.125%
HK$64,287
baseline
▲ 0.50% · 4.625%
HK$68,199
+HK$3,912/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$128,574/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,299
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,104
−HK$1,831/mo
Today · 4.125%
HK$70,935
baseline
▲ 0.50% · 4.625%
HK$74,674
+HK$3,739/mo
Deposit HK$5.68M · loan HK$13.26M · min. income ≈ HK$141,870/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,778
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,197
−HK$2,458/mo
Today · 4.125%
HK$82,655
baseline
▲ 0.50% · 4.625%
HK$87,684
+HK$5,029/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$165,310/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,527
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,847
−HK$2,355/mo
Today · 4.125%
HK$91,202
baseline
▲ 0.50% · 4.625%
HK$96,009
+HK$4,807/mo
Deposit HK$1.89M · loan HK$17.05M · min. income ≈ HK$182,404/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,608 · Scale 2, in force from 26 Feb 2026)