LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,211
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,556
−HK$1,365/mo
Today · 4.125%
HK$45,921
baseline
▲ 0.50% · 4.625%
HK$48,715
+HK$2,794/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,842/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,072
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,308/mo
Today · 4.125%
HK$50,670
baseline
▲ 0.50% · 4.625%
HK$53,340
+HK$2,670/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,340/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,854
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,467
−HK$1,638/mo
Today · 4.125%
HK$55,105
baseline
▲ 0.50% · 4.625%
HK$58,458
+HK$3,353/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,210/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,687
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,234
−HK$1,569/mo
Today · 4.125%
HK$60,803
baseline
▲ 0.50% · 4.625%
HK$64,008
+HK$3,205/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,606/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,496
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,378
−HK$1,912/mo
Today · 4.125%
HK$64,290
baseline
▲ 0.50% · 4.625%
HK$68,202
+HK$3,912/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,580/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,301
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,106
−HK$1,831/mo
Today · 4.125%
HK$70,937
baseline
▲ 0.50% · 4.625%
HK$74,677
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,874/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,781
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,200
−HK$2,458/mo
Today · 4.125%
HK$82,658
baseline
▲ 0.50% · 4.625%
HK$87,688
+HK$5,030/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,316/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,530
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,851
−HK$2,354/mo
Today · 4.125%
HK$91,205
baseline
▲ 0.50% · 4.625%
HK$96,013
+HK$4,808/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,410/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,635 · Scale 2, in force from 26 Feb 2026)