LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,212
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,556
−HK$1,366/mo
Today · 4.125%
HK$45,922
baseline
▲ 0.50% · 4.625%
HK$48,716
+HK$2,794/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,844/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,073
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,308/mo
Today · 4.125%
HK$50,670
baseline
▲ 0.50% · 4.625%
HK$53,341
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,340/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,854
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,467
−HK$1,639/mo
Today · 4.125%
HK$55,106
baseline
▲ 0.50% · 4.625%
HK$58,459
+HK$3,353/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,212/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,687
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,235
−HK$1,569/mo
Today · 4.125%
HK$60,804
baseline
▲ 0.50% · 4.625%
HK$64,009
+HK$3,205/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,608/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,497
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,378
−HK$1,912/mo
Today · 4.125%
HK$64,290
baseline
▲ 0.50% · 4.625%
HK$68,202
+HK$3,912/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,580/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,302
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,107
−HK$1,831/mo
Today · 4.125%
HK$70,938
baseline
▲ 0.50% · 4.625%
HK$74,677
+HK$3,739/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,876/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,781
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,201
−HK$2,458/mo
Today · 4.125%
HK$82,659
baseline
▲ 0.50% · 4.625%
HK$87,689
+HK$5,030/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,318/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,531
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,852
−HK$2,354/mo
Today · 4.125%
HK$91,206
baseline
▲ 0.50% · 4.625%
HK$96,014
+HK$4,808/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,412/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,643 · Scale 2, in force from 26 Feb 2026)