LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,213
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,557
−HK$1,366/mo
Today · 4.125%
HK$45,923
baseline
▲ 0.50% · 4.625%
HK$48,717
+HK$2,794/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,846/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,074
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,363
−HK$1,308/mo
Today · 4.125%
HK$50,671
baseline
▲ 0.50% · 4.625%
HK$53,342
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,342/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,856
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,469
−HK$1,638/mo
Today · 4.125%
HK$55,107
baseline
▲ 0.50% · 4.625%
HK$58,460
+HK$3,353/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,214/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,689
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,236
−HK$1,569/mo
Today · 4.125%
HK$60,805
baseline
▲ 0.50% · 4.625%
HK$64,011
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,610/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,498
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,380
−HK$1,912/mo
Today · 4.125%
HK$64,292
baseline
▲ 0.50% · 4.625%
HK$68,204
+HK$3,912/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,584/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,304
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,109
−HK$1,831/mo
Today · 4.125%
HK$70,940
baseline
▲ 0.50% · 4.625%
HK$74,679
+HK$3,739/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,880/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,783
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,203
−HK$2,458/mo
Today · 4.125%
HK$82,661
baseline
▲ 0.50% · 4.625%
HK$87,691
+HK$5,030/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,322/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,533
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,854
−HK$2,354/mo
Today · 4.125%
HK$91,208
baseline
▲ 0.50% · 4.625%
HK$96,016
+HK$4,808/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,416/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,659 · Scale 2, in force from 26 Feb 2026)