LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,215
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$44,559
−HK$1,365/mo
Today · 4.125%
HK$45,924
baseline
▲ 0.50% · 4.625%
HK$48,719
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,848/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,076
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,365
−HK$1,308/mo
Today · 4.125%
HK$50,673
baseline
▲ 0.50% · 4.625%
HK$53,344
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,346/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,857
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,638/mo
Today · 4.125%
HK$55,109
baseline
▲ 0.50% · 4.625%
HK$58,463
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,218/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,691
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,238
−HK$1,570/mo
Today · 4.125%
HK$60,808
baseline
▲ 0.50% · 4.625%
HK$64,013
+HK$3,205/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,616/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,500
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,382
−HK$1,912/mo
Today · 4.125%
HK$64,294
baseline
▲ 0.50% · 4.625%
HK$68,206
+HK$3,912/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,588/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,306
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,111
−HK$1,831/mo
Today · 4.125%
HK$70,942
baseline
▲ 0.50% · 4.625%
HK$74,682
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,884/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,786
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,206
−HK$2,458/mo
Today · 4.125%
HK$82,664
baseline
▲ 0.50% · 4.625%
HK$87,694
+HK$5,030/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,328/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,536
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,857
−HK$2,355/mo
Today · 4.125%
HK$91,212
baseline
▲ 0.50% · 4.625%
HK$96,020
+HK$4,808/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,424/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,686 · Scale 2, in force from 26 Feb 2026)