LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,217
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,366/mo
Today · 4.125%
HK$45,927
baseline
▲ 0.50% · 4.625%
HK$48,722
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,854/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,079
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,368
−HK$1,308/mo
Today · 4.125%
HK$50,676
baseline
▲ 0.50% · 4.625%
HK$53,347
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,352/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,861
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,639/mo
Today · 4.125%
HK$55,113
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$3,353/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,226/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,694
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,569/mo
Today · 4.125%
HK$60,811
baseline
▲ 0.50% · 4.625%
HK$64,017
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,622/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,504
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,386
−HK$1,912/mo
Today · 4.125%
HK$64,298
baseline
▲ 0.50% · 4.625%
HK$68,210
+HK$3,912/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,596/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,310
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,115
−HK$1,832/mo
Today · 4.125%
HK$70,947
baseline
▲ 0.50% · 4.625%
HK$74,686
+HK$3,739/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,894/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,791
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,210
−HK$2,459/mo
Today · 4.125%
HK$82,669
baseline
▲ 0.50% · 4.625%
HK$87,699
+HK$5,030/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,338/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,541
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,862
−HK$2,355/mo
Today · 4.125%
HK$91,217
baseline
▲ 0.50% · 4.625%
HK$96,025
+HK$4,808/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,434/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,728 · Scale 2, in force from 26 Feb 2026)