LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,218
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,562
−HK$1,366/mo
Today · 4.125%
HK$45,928
baseline
▲ 0.50% · 4.625%
HK$48,722
+HK$2,794/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,856/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,079
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,369
−HK$1,308/mo
Today · 4.125%
HK$50,677
baseline
▲ 0.50% · 4.625%
HK$53,348
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,354/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,861
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,639/mo
Today · 4.125%
HK$55,113
baseline
▲ 0.50% · 4.625%
HK$58,467
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,226/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,695
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,570/mo
Today · 4.125%
HK$60,812
baseline
▲ 0.50% · 4.625%
HK$64,018
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,624/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,505
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,387
−HK$1,912/mo
Today · 4.125%
HK$64,299
baseline
▲ 0.50% · 4.625%
HK$68,211
+HK$3,912/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,598/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,311
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,116
−HK$1,831/mo
Today · 4.125%
HK$70,947
baseline
▲ 0.50% · 4.625%
HK$74,687
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,894/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,792
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,211
−HK$2,459/mo
Today · 4.125%
HK$82,670
baseline
▲ 0.50% · 4.625%
HK$87,700
+HK$5,030/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,340/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,542
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,863
−HK$2,355/mo
Today · 4.125%
HK$91,218
baseline
▲ 0.50% · 4.625%
HK$96,026
+HK$4,808/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,436/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,736 · Scale 2, in force from 26 Feb 2026)