LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,220
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,565
−HK$1,366/mo
Today · 4.125%
HK$45,931
baseline
▲ 0.50% · 4.625%
HK$48,726
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,862/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,082
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,372
−HK$1,308/mo
Today · 4.125%
HK$50,680
baseline
▲ 0.50% · 4.625%
HK$53,351
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,360/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,865
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,478
−HK$1,639/mo
Today · 4.125%
HK$55,117
baseline
▲ 0.50% · 4.625%
HK$58,471
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,234/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,699
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,246
−HK$1,570/mo
Today · 4.125%
HK$60,816
baseline
▲ 0.50% · 4.625%
HK$64,022
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,632/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,509
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,391
−HK$1,912/mo
Today · 4.125%
HK$64,303
baseline
▲ 0.50% · 4.625%
HK$68,216
+HK$3,913/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,606/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,315
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,121
−HK$1,831/mo
Today · 4.125%
HK$70,952
baseline
▲ 0.50% · 4.625%
HK$74,692
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,904/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,797
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,217
−HK$2,458/mo
Today · 4.125%
HK$82,675
baseline
▲ 0.50% · 4.625%
HK$87,706
+HK$5,031/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,350/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,548
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,869
−HK$2,355/mo
Today · 4.125%
HK$91,224
baseline
▲ 0.50% · 4.625%
HK$96,033
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,448/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,783 · Scale 2, in force from 26 Feb 2026)