LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,222
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,566
−HK$1,366/mo
Today · 4.125%
HK$45,932
baseline
▲ 0.50% · 4.625%
HK$48,727
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,864/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,084
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,374
−HK$1,308/mo
Today · 4.125%
HK$50,682
baseline
▲ 0.50% · 4.625%
HK$53,353
+HK$2,671/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,364/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,866
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,480
−HK$1,639/mo
Today · 4.125%
HK$55,119
baseline
▲ 0.50% · 4.625%
HK$58,473
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,238/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,701
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,248
−HK$1,570/mo
Today · 4.125%
HK$60,818
baseline
▲ 0.50% · 4.625%
HK$64,024
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,636/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,511
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,393
−HK$1,912/mo
Today · 4.125%
HK$64,305
baseline
▲ 0.50% · 4.625%
HK$68,218
+HK$3,913/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,610/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,318
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,123
−HK$1,832/mo
Today · 4.125%
HK$70,955
baseline
▲ 0.50% · 4.625%
HK$74,695
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,910/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,800
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,220
−HK$2,458/mo
Today · 4.125%
HK$82,678
baseline
▲ 0.50% · 4.625%
HK$87,709
+HK$5,031/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,356/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,551
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,872
−HK$2,355/mo
Today · 4.125%
HK$91,227
baseline
▲ 0.50% · 4.625%
HK$96,036
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,454/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,808 · Scale 2, in force from 26 Feb 2026)