LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,223
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,568
−HK$1,366/mo
Today · 4.125%
HK$45,934
baseline
▲ 0.50% · 4.625%
HK$48,729
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,868/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,086
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$49,375
−HK$1,308/mo
Today · 4.125%
HK$50,683
baseline
▲ 0.50% · 4.625%
HK$53,355
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,366/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,868
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,481
−HK$1,640/mo
Today · 4.125%
HK$55,121
baseline
▲ 0.50% · 4.625%
HK$58,475
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,242/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,703
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,250
−HK$1,570/mo
Today · 4.125%
HK$60,820
baseline
▲ 0.50% · 4.625%
HK$64,026
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,640/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,513
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,395
−HK$1,912/mo
Today · 4.125%
HK$64,307
baseline
▲ 0.50% · 4.625%
HK$68,220
+HK$3,913/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,614/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,320
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,125
−HK$1,832/mo
Today · 4.125%
HK$70,957
baseline
▲ 0.50% · 4.625%
HK$74,697
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,914/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,802
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,222
−HK$2,459/mo
Today · 4.125%
HK$82,681
baseline
▲ 0.50% · 4.625%
HK$87,712
+HK$5,031/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,362/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,554
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,875
−HK$2,355/mo
Today · 4.125%
HK$91,230
baseline
▲ 0.50% · 4.625%
HK$96,039
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,460/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,831 · Scale 2, in force from 26 Feb 2026)