LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,225
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,570
−HK$1,366/mo
Today · 4.125%
HK$45,936
baseline
▲ 0.50% · 4.625%
HK$48,731
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,872/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,087
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,377
−HK$1,308/mo
Today · 4.125%
HK$50,685
baseline
▲ 0.50% · 4.625%
HK$53,357
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,370/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,870
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,484
−HK$1,639/mo
Today · 4.125%
HK$55,123
baseline
▲ 0.50% · 4.625%
HK$58,477
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,246/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,705
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,253
−HK$1,570/mo
Today · 4.125%
HK$60,823
baseline
▲ 0.50% · 4.625%
HK$64,029
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,646/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,515
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,397
−HK$1,913/mo
Today · 4.125%
HK$64,310
baseline
▲ 0.50% · 4.625%
HK$68,223
+HK$3,913/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,620/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,322
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,128
−HK$1,832/mo
Today · 4.125%
HK$70,960
baseline
▲ 0.50% · 4.625%
HK$74,700
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,920/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,805
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,225
−HK$2,459/mo
Today · 4.125%
HK$82,684
baseline
▲ 0.50% · 4.625%
HK$87,715
+HK$5,031/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,368/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,557
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,879
−HK$2,355/mo
Today · 4.125%
HK$91,234
baseline
▲ 0.50% · 4.625%
HK$96,043
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,468/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,859 · Scale 2, in force from 26 Feb 2026)