LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,226
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,570
−HK$1,366/mo
Today · 4.125%
HK$45,936
baseline
▲ 0.50% · 4.625%
HK$48,731
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,872/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,088
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,378
−HK$1,308/mo
Today · 4.125%
HK$50,686
baseline
▲ 0.50% · 4.625%
HK$53,358
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,372/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,871
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,484
−HK$1,640/mo
Today · 4.125%
HK$55,124
baseline
▲ 0.50% · 4.625%
HK$58,478
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,248/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,706
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,253
−HK$1,571/mo
Today · 4.125%
HK$60,824
baseline
▲ 0.50% · 4.625%
HK$64,030
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,648/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,516
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,398
−HK$1,913/mo
Today · 4.125%
HK$64,311
baseline
▲ 0.50% · 4.625%
HK$68,224
+HK$3,913/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,622/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,323
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,129
−HK$1,832/mo
Today · 4.125%
HK$70,961
baseline
▲ 0.50% · 4.625%
HK$74,701
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,922/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,806
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,227
−HK$2,458/mo
Today · 4.125%
HK$82,685
baseline
▲ 0.50% · 4.625%
HK$87,717
+HK$5,032/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,370/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,559
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,880
−HK$2,355/mo
Today · 4.125%
HK$91,235
baseline
▲ 0.50% · 4.625%
HK$96,044
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,470/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,870 · Scale 2, in force from 26 Feb 2026)