LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,228
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$44,572
−HK$1,366/mo
Today · 4.125%
HK$45,938
baseline
▲ 0.50% · 4.625%
HK$48,734
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,876/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,090
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,380
−HK$1,308/mo
Today · 4.125%
HK$50,688
baseline
▲ 0.50% · 4.625%
HK$53,360
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,376/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,873
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,487
−HK$1,639/mo
Today · 4.125%
HK$55,126
baseline
▲ 0.50% · 4.625%
HK$58,480
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,252/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,708
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,256
−HK$1,570/mo
Today · 4.125%
HK$60,826
baseline
▲ 0.50% · 4.625%
HK$64,032
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,652/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,519
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,401
−HK$1,913/mo
Today · 4.125%
HK$64,314
baseline
▲ 0.50% · 4.625%
HK$68,227
+HK$3,913/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,628/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,326
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,132
−HK$1,832/mo
Today · 4.125%
HK$70,964
baseline
▲ 0.50% · 4.625%
HK$74,704
+HK$3,740/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,928/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,810
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,230
−HK$2,459/mo
Today · 4.125%
HK$82,689
baseline
▲ 0.50% · 4.625%
HK$87,720
+HK$5,031/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,378/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,562
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,884
−HK$2,355/mo
Today · 4.125%
HK$91,239
baseline
▲ 0.50% · 4.625%
HK$96,048
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,478/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,900 · Scale 2, in force from 26 Feb 2026)