LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,228
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,573
−HK$1,366/mo
Today · 4.125%
HK$45,939
baseline
▲ 0.50% · 4.625%
HK$48,734
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,878/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,091
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,380
−HK$1,309/mo
Today · 4.125%
HK$50,689
baseline
▲ 0.50% · 4.625%
HK$53,361
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,378/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,874
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,487
−HK$1,639/mo
Today · 4.125%
HK$55,126
baseline
▲ 0.50% · 4.625%
HK$58,481
+HK$3,355/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$110,252/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,709
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,257
−HK$1,570/mo
Today · 4.125%
HK$60,827
baseline
▲ 0.50% · 4.625%
HK$64,033
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.37M · min. income ≈ HK$121,654/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,519
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,402
−HK$1,912/mo
Today · 4.125%
HK$64,314
baseline
▲ 0.50% · 4.625%
HK$68,228
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,628/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,327
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,133
−HK$1,831/mo
Today · 4.125%
HK$70,964
baseline
▲ 0.50% · 4.625%
HK$74,705
+HK$3,741/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,928/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,810
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,231
−HK$2,459/mo
Today · 4.125%
HK$82,690
baseline
▲ 0.50% · 4.625%
HK$87,721
+HK$5,031/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,380/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,563
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,885
−HK$2,355/mo
Today · 4.125%
HK$91,240
baseline
▲ 0.50% · 4.625%
HK$96,049
+HK$4,809/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,480/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,907 · Scale 2, in force from 26 Feb 2026)