LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,233
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,366/mo
Today · 4.125%
HK$45,944
baseline
▲ 0.50% · 4.625%
HK$48,739
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,888/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,096
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,386
−HK$1,309/mo
Today · 4.125%
HK$50,695
baseline
▲ 0.50% · 4.625%
HK$53,367
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,390/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,879
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,493
−HK$1,640/mo
Today · 4.125%
HK$55,133
baseline
▲ 0.50% · 4.625%
HK$58,487
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$110,266/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,715
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,263
−HK$1,570/mo
Today · 4.125%
HK$60,833
baseline
▲ 0.50% · 4.625%
HK$64,040
+HK$3,207/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$121,666/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,526
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,409
−HK$1,912/mo
Today · 4.125%
HK$64,321
baseline
▲ 0.50% · 4.625%
HK$68,235
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,642/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,334
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,140
−HK$1,832/mo
Today · 4.125%
HK$70,972
baseline
▲ 0.50% · 4.625%
HK$74,713
+HK$3,741/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,944/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,819
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,240
−HK$2,459/mo
Today · 4.125%
HK$82,699
baseline
▲ 0.50% · 4.625%
HK$87,731
+HK$5,032/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,398/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,573
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,895
−HK$2,355/mo
Today · 4.125%
HK$91,250
baseline
▲ 0.50% · 4.625%
HK$96,060
+HK$4,810/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,500/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$710,986 · Scale 2, in force from 26 Feb 2026)