LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,234
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,579
−HK$1,367/mo
Today · 4.125%
HK$45,946
baseline
▲ 0.50% · 4.625%
HK$48,741
+HK$2,795/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,892/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,098
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,388
−HK$1,308/mo
Today · 4.125%
HK$50,696
baseline
▲ 0.50% · 4.625%
HK$53,369
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,392/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,881
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,495
−HK$1,640/mo
Today · 4.125%
HK$55,135
baseline
▲ 0.50% · 4.625%
HK$58,489
+HK$3,354/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$110,270/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,717
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,265
−HK$1,571/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,042
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,528
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,411
−HK$1,913/mo
Today · 4.125%
HK$64,324
baseline
▲ 0.50% · 4.625%
HK$68,238
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,648/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,337
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,143
−HK$1,832/mo
Today · 4.125%
HK$70,975
baseline
▲ 0.50% · 4.625%
HK$74,716
+HK$3,741/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,950/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,822
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,242
−HK$2,460/mo
Today · 4.125%
HK$82,702
baseline
▲ 0.50% · 4.625%
HK$87,734
+HK$5,032/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,404/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,576
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,898
−HK$2,355/mo
Today · 4.125%
HK$91,253
baseline
▲ 0.50% · 4.625%
HK$96,063
+HK$4,810/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,506/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,011 · Scale 2, in force from 26 Feb 2026)