LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,235
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,580
−HK$1,366/mo
Today · 4.125%
HK$45,946
baseline
▲ 0.50% · 4.625%
HK$48,742
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,892/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,099
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$49,389
−HK$1,308/mo
Today · 4.125%
HK$50,697
baseline
▲ 0.50% · 4.625%
HK$53,370
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,394/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,882
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,496
−HK$1,640/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,491
+HK$3,355/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,718
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,266
−HK$1,571/mo
Today · 4.125%
HK$60,837
baseline
▲ 0.50% · 4.625%
HK$64,044
+HK$3,207/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$121,674/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,529
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,412
−HK$1,913/mo
Today · 4.125%
HK$64,325
baseline
▲ 0.50% · 4.625%
HK$68,239
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,650/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,338
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,144
−HK$1,832/mo
Today · 4.125%
HK$70,976
baseline
▲ 0.50% · 4.625%
HK$74,718
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,952/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,823
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,244
−HK$2,460/mo
Today · 4.125%
HK$82,704
baseline
▲ 0.50% · 4.625%
HK$87,736
+HK$5,032/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$165,408/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,578
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,900
−HK$2,355/mo
Today · 4.125%
HK$91,255
baseline
▲ 0.50% · 4.625%
HK$96,065
+HK$4,810/mo
Deposit HK$1.90M · loan HK$17.06M · min. income ≈ HK$182,510/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,025 · Scale 2, in force from 26 Feb 2026)