LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,236
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,581
−HK$1,367/mo
Today · 4.125%
HK$45,948
baseline
▲ 0.50% · 4.625%
HK$48,744
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,896/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,100
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,390
−HK$1,309/mo
Today · 4.125%
HK$50,699
baseline
▲ 0.50% · 4.625%
HK$53,371
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,398/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,498
−HK$1,639/mo
Today · 4.125%
HK$55,137
baseline
▲ 0.50% · 4.625%
HK$58,492
+HK$3,355/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$110,274/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,720
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,268
−HK$1,571/mo
Today · 4.125%
HK$60,839
baseline
▲ 0.50% · 4.625%
HK$64,045
+HK$3,206/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$121,678/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,531
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,414
−HK$1,913/mo
Today · 4.125%
HK$64,327
baseline
▲ 0.50% · 4.625%
HK$68,241
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,654/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,340
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,146
−HK$1,832/mo
Today · 4.125%
HK$70,978
baseline
▲ 0.50% · 4.625%
HK$74,720
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,956/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,826
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,246
−HK$2,460/mo
Today · 4.125%
HK$82,706
baseline
▲ 0.50% · 4.625%
HK$87,738
+HK$5,032/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,412/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,580
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,902
−HK$2,356/mo
Today · 4.125%
HK$91,258
baseline
▲ 0.50% · 4.625%
HK$96,068
+HK$4,810/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,516/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,046 · Scale 2, in force from 26 Feb 2026)