LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,238
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,583
−HK$1,367/mo
Today · 4.125%
HK$45,950
baseline
▲ 0.50% · 4.625%
HK$48,746
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,900/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,102
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,392
−HK$1,309/mo
Today · 4.125%
HK$50,701
baseline
▲ 0.50% · 4.625%
HK$53,373
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,402/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,886
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,500
−HK$1,640/mo
Today · 4.125%
HK$55,140
baseline
▲ 0.50% · 4.625%
HK$58,495
+HK$3,355/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$110,280/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,722
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,271
−HK$1,570/mo
Today · 4.125%
HK$60,841
baseline
▲ 0.50% · 4.625%
HK$64,048
+HK$3,207/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$121,682/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,533
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,416
−HK$1,913/mo
Today · 4.125%
HK$64,329
baseline
▲ 0.50% · 4.625%
HK$68,244
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,658/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,343
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,149
−HK$1,832/mo
Today · 4.125%
HK$70,981
baseline
▲ 0.50% · 4.625%
HK$74,723
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,962/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,829
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,250
−HK$2,459/mo
Today · 4.125%
HK$82,709
baseline
▲ 0.50% · 4.625%
HK$87,742
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,418/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,584
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,906
−HK$2,356/mo
Today · 4.125%
HK$91,262
baseline
▲ 0.50% · 4.625%
HK$96,072
+HK$4,810/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,524/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,075 · Scale 2, in force from 26 Feb 2026)