LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,239
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$44,584
−HK$1,366/mo
Today · 4.125%
HK$45,950
baseline
▲ 0.50% · 4.625%
HK$48,746
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,900/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,103
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,393
−HK$1,309/mo
Today · 4.125%
HK$50,702
baseline
▲ 0.50% · 4.625%
HK$53,374
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,404/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,887
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,501
−HK$1,640/mo
Today · 4.125%
HK$55,141
baseline
▲ 0.50% · 4.625%
HK$58,496
+HK$3,355/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$110,282/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,724
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,272
−HK$1,570/mo
Today · 4.125%
HK$60,842
baseline
▲ 0.50% · 4.625%
HK$64,049
+HK$3,207/mo
Deposit HK$7.58M · loan HK$11.38M · min. income ≈ HK$121,684/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,535
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,418
−HK$1,913/mo
Today · 4.125%
HK$64,331
baseline
▲ 0.50% · 4.625%
HK$68,245
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,662/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,344
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,150
−HK$1,833/mo
Today · 4.125%
HK$70,983
baseline
▲ 0.50% · 4.625%
HK$74,724
+HK$3,741/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,966/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,830
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,251
−HK$2,460/mo
Today · 4.125%
HK$82,711
baseline
▲ 0.50% · 4.625%
HK$87,744
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,422/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,585
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,907
−HK$2,356/mo
Today · 4.125%
HK$91,263
baseline
▲ 0.50% · 4.625%
HK$96,074
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,526/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,088 · Scale 2, in force from 26 Feb 2026)