LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,240
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,585
−HK$1,367/mo
Today · 4.125%
HK$45,952
baseline
▲ 0.50% · 4.625%
HK$48,748
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,904/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,105
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,309/mo
Today · 4.125%
HK$50,704
baseline
▲ 0.50% · 4.625%
HK$53,376
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,408/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,889
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,503
−HK$1,639/mo
Today · 4.125%
HK$55,142
baseline
▲ 0.50% · 4.625%
HK$58,498
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,284/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,726
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,274
−HK$1,570/mo
Today · 4.125%
HK$60,844
baseline
▲ 0.50% · 4.625%
HK$64,051
+HK$3,207/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,688/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,537
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,420
−HK$1,913/mo
Today · 4.125%
HK$64,333
baseline
▲ 0.50% · 4.625%
HK$68,247
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,666/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,346
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,153
−HK$1,832/mo
Today · 4.125%
HK$70,985
baseline
▲ 0.50% · 4.625%
HK$74,727
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,970/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,833
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,254
−HK$2,460/mo
Today · 4.125%
HK$82,714
baseline
▲ 0.50% · 4.625%
HK$87,747
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,428/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,588
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,911
−HK$2,355/mo
Today · 4.125%
HK$91,266
baseline
▲ 0.50% · 4.625%
HK$96,077
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,532/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,112 · Scale 2, in force from 26 Feb 2026)