LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,242
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,587
−HK$1,367/mo
Today · 4.125%
HK$45,954
baseline
▲ 0.50% · 4.625%
HK$48,750
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,908/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,106
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,396
−HK$1,309/mo
Today · 4.125%
HK$50,705
baseline
▲ 0.50% · 4.625%
HK$53,378
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,410/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,890
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,504
−HK$1,640/mo
Today · 4.125%
HK$55,144
baseline
▲ 0.50% · 4.625%
HK$58,500
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,288/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,728
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,276
−HK$1,570/mo
Today · 4.125%
HK$60,846
baseline
▲ 0.50% · 4.625%
HK$64,054
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,692/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,539
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,422
−HK$1,913/mo
Today · 4.125%
HK$64,335
baseline
▲ 0.50% · 4.625%
HK$68,250
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,670/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,349
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,155
−HK$1,832/mo
Today · 4.125%
HK$70,987
baseline
▲ 0.50% · 4.625%
HK$74,729
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,974/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,836
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,257
−HK$2,460/mo
Today · 4.125%
HK$82,717
baseline
▲ 0.50% · 4.625%
HK$87,750
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,434/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,591
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,914
−HK$2,356/mo
Today · 4.125%
HK$91,270
baseline
▲ 0.50% · 4.625%
HK$96,080
+HK$4,810/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,540/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,137 · Scale 2, in force from 26 Feb 2026)