LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,243
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,588
−HK$1,367/mo
Today · 4.125%
HK$45,955
baseline
▲ 0.50% · 4.625%
HK$48,751
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,910/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,107
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,398
−HK$1,309/mo
Today · 4.125%
HK$50,707
baseline
▲ 0.50% · 4.625%
HK$53,379
+HK$2,672/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,414/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,892
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,506
−HK$1,640/mo
Today · 4.125%
HK$55,146
baseline
▲ 0.50% · 4.625%
HK$58,501
+HK$3,355/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,292/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,729
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,277
−HK$1,571/mo
Today · 4.125%
HK$60,848
baseline
▲ 0.50% · 4.625%
HK$64,055
+HK$3,207/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,696/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,540
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,423
−HK$1,914/mo
Today · 4.125%
HK$64,337
baseline
▲ 0.50% · 4.625%
HK$68,251
+HK$3,914/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$128,674/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,350
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,157
−HK$1,832/mo
Today · 4.125%
HK$70,989
baseline
▲ 0.50% · 4.625%
HK$74,731
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.27M · min. income ≈ HK$141,978/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,837
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,259
−HK$2,460/mo
Today · 4.125%
HK$82,719
baseline
▲ 0.50% · 4.625%
HK$87,752
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,438/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,593
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,916
−HK$2,356/mo
Today · 4.125%
HK$91,272
baseline
▲ 0.50% · 4.625%
HK$96,083
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,544/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,154 · Scale 2, in force from 26 Feb 2026)