LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,244
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,590
−HK$1,366/mo
Today · 4.125%
HK$45,956
baseline
▲ 0.50% · 4.625%
HK$48,753
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,912/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,109
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,399
−HK$1,309/mo
Today · 4.125%
HK$50,708
baseline
▲ 0.50% · 4.625%
HK$53,381
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,416/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,893
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,507
−HK$1,640/mo
Today · 4.125%
HK$55,147
baseline
▲ 0.50% · 4.625%
HK$58,503
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,294/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,731
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,279
−HK$1,571/mo
Today · 4.125%
HK$60,850
baseline
▲ 0.50% · 4.625%
HK$64,057
+HK$3,207/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,700/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,542
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,425
−HK$1,914/mo
Today · 4.125%
HK$64,339
baseline
▲ 0.50% · 4.625%
HK$68,254
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,678/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,353
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,159
−HK$1,832/mo
Today · 4.125%
HK$70,991
baseline
▲ 0.50% · 4.625%
HK$74,733
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$141,982/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,840
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,261
−HK$2,460/mo
Today · 4.125%
HK$82,721
baseline
▲ 0.50% · 4.625%
HK$87,755
+HK$5,034/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,442/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,596
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,919
−HK$2,356/mo
Today · 4.125%
HK$91,275
baseline
▲ 0.50% · 4.625%
HK$96,086
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,550/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,177 · Scale 2, in force from 26 Feb 2026)