LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,245
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,590
−HK$1,367/mo
Today · 4.125%
HK$45,957
baseline
▲ 0.50% · 4.625%
HK$48,753
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,914/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,110
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,400
−HK$1,309/mo
Today · 4.125%
HK$50,709
baseline
▲ 0.50% · 4.625%
HK$53,382
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,418/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,894
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,508
−HK$1,640/mo
Today · 4.125%
HK$55,148
baseline
▲ 0.50% · 4.625%
HK$58,504
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,296/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,732
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,280
−HK$1,571/mo
Today · 4.125%
HK$60,851
baseline
▲ 0.50% · 4.625%
HK$64,058
+HK$3,207/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,702/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,543
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,426
−HK$1,914/mo
Today · 4.125%
HK$64,340
baseline
▲ 0.50% · 4.625%
HK$68,255
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,680/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,354
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,160
−HK$1,833/mo
Today · 4.125%
HK$70,993
baseline
▲ 0.50% · 4.625%
HK$74,735
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$141,986/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,841
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,263
−HK$2,460/mo
Today · 4.125%
HK$82,723
baseline
▲ 0.50% · 4.625%
HK$87,756
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,446/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,598
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,920
−HK$2,356/mo
Today · 4.125%
HK$91,276
baseline
▲ 0.50% · 4.625%
HK$96,087
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,552/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,189 · Scale 2, in force from 26 Feb 2026)