LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,246
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,591
−HK$1,367/mo
Today · 4.125%
HK$45,958
baseline
▲ 0.50% · 4.625%
HK$48,755
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,916/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,111
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,401
−HK$1,309/mo
Today · 4.125%
HK$50,710
baseline
▲ 0.50% · 4.625%
HK$53,383
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,420/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,896
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,510
−HK$1,640/mo
Today · 4.125%
HK$55,150
baseline
▲ 0.50% · 4.625%
HK$58,506
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,300/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,733
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,282
−HK$1,570/mo
Today · 4.125%
HK$60,852
baseline
▲ 0.50% · 4.625%
HK$64,060
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,704/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,545
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,428
−HK$1,913/mo
Today · 4.125%
HK$64,341
baseline
▲ 0.50% · 4.625%
HK$68,256
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,682/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,355
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,162
−HK$1,832/mo
Today · 4.125%
HK$70,994
baseline
▲ 0.50% · 4.625%
HK$74,737
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$141,988/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,843
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,265
−HK$2,460/mo
Today · 4.125%
HK$82,725
baseline
▲ 0.50% · 4.625%
HK$87,758
+HK$5,033/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,450/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,600
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,922
−HK$2,357/mo
Today · 4.125%
HK$91,279
baseline
▲ 0.50% · 4.625%
HK$96,090
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,558/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,208 · Scale 2, in force from 26 Feb 2026)