LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,248
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,593
−HK$1,367/mo
Today · 4.125%
HK$45,960
baseline
▲ 0.50% · 4.625%
HK$48,756
+HK$2,796/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,920/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,113
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,403
−HK$1,309/mo
Today · 4.125%
HK$50,712
baseline
▲ 0.50% · 4.625%
HK$53,385
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,424/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,897
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,512
−HK$1,640/mo
Today · 4.125%
HK$55,152
baseline
▲ 0.50% · 4.625%
HK$58,507
+HK$3,355/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,304/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,735
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,284
−HK$1,570/mo
Today · 4.125%
HK$60,854
baseline
▲ 0.50% · 4.625%
HK$64,062
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,708/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,547
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,430
−HK$1,914/mo
Today · 4.125%
HK$64,344
baseline
▲ 0.50% · 4.625%
HK$68,259
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,688/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,358
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,164
−HK$1,833/mo
Today · 4.125%
HK$70,997
baseline
▲ 0.50% · 4.625%
HK$74,739
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$141,994/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,846
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,267
−HK$2,460/mo
Today · 4.125%
HK$82,727
baseline
▲ 0.50% · 4.625%
HK$87,761
+HK$5,034/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,454/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,603
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,925
−HK$2,357/mo
Today · 4.125%
HK$91,282
baseline
▲ 0.50% · 4.625%
HK$96,093
+HK$4,811/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,564/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,231 · Scale 2, in force from 26 Feb 2026)