LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,251
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,597
−HK$1,366/mo
Today · 4.125%
HK$45,963
baseline
▲ 0.50% · 4.625%
HK$48,760
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,926/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,116
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,407
−HK$1,309/mo
Today · 4.125%
HK$50,716
baseline
▲ 0.50% · 4.625%
HK$53,389
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,432/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,901
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,516
−HK$1,640/mo
Today · 4.125%
HK$55,156
baseline
▲ 0.50% · 4.625%
HK$58,512
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,312/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,740
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,288
−HK$1,571/mo
Today · 4.125%
HK$60,859
baseline
▲ 0.50% · 4.625%
HK$64,067
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,718/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,552
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,435
−HK$1,914/mo
Today · 4.125%
HK$64,349
baseline
▲ 0.50% · 4.625%
HK$68,264
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,698/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,363
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,170
−HK$1,832/mo
Today · 4.125%
HK$71,002
baseline
▲ 0.50% · 4.625%
HK$74,745
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,004/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,852
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,274
−HK$2,460/mo
Today · 4.125%
HK$82,734
baseline
▲ 0.50% · 4.625%
HK$87,768
+HK$5,034/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,468/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,610
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,932
−HK$2,357/mo
Today · 4.125%
HK$91,289
baseline
▲ 0.50% · 4.625%
HK$96,101
+HK$4,812/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,578/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,288 · Scale 2, in force from 26 Feb 2026)