LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,252
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,597
−HK$1,367/mo
Today · 4.125%
HK$45,964
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,928/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,117
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,408
−HK$1,309/mo
Today · 4.125%
HK$50,717
baseline
▲ 0.50% · 4.625%
HK$53,390
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,434/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,902
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,517
−HK$1,640/mo
Today · 4.125%
HK$55,157
baseline
▲ 0.50% · 4.625%
HK$58,513
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,314/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,741
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,289
−HK$1,571/mo
Today · 4.125%
HK$60,860
baseline
▲ 0.50% · 4.625%
HK$64,068
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,720/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,553
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,436
−HK$1,914/mo
Today · 4.125%
HK$64,350
baseline
▲ 0.50% · 4.625%
HK$68,265
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,700/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,364
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,171
−HK$1,833/mo
Today · 4.125%
HK$71,004
baseline
▲ 0.50% · 4.625%
HK$74,746
+HK$3,742/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,008/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,853
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,275
−HK$2,460/mo
Today · 4.125%
HK$82,735
baseline
▲ 0.50% · 4.625%
HK$87,770
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,470/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,611
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,934
−HK$2,356/mo
Today · 4.125%
HK$91,290
baseline
▲ 0.50% · 4.625%
HK$96,102
+HK$4,812/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,580/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,300 · Scale 2, in force from 26 Feb 2026)