LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,254
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,600
−HK$1,367/mo
Today · 4.125%
HK$45,967
baseline
▲ 0.50% · 4.625%
HK$48,764
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,934/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,120
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,411
−HK$1,309/mo
Today · 4.125%
HK$50,720
baseline
▲ 0.50% · 4.625%
HK$53,393
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,440/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,905
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,520
−HK$1,640/mo
Today · 4.125%
HK$55,160
baseline
▲ 0.50% · 4.625%
HK$58,517
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,320/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,744
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,293
−HK$1,571/mo
Today · 4.125%
HK$60,864
baseline
▲ 0.50% · 4.625%
HK$64,072
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,728/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,556
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,440
−HK$1,914/mo
Today · 4.125%
HK$64,354
baseline
▲ 0.50% · 4.625%
HK$68,269
+HK$3,915/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,708/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,368
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,175
−HK$1,833/mo
Today · 4.125%
HK$71,008
baseline
▲ 0.50% · 4.625%
HK$74,751
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,016/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,858
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,280
−HK$2,460/mo
Today · 4.125%
HK$82,740
baseline
▲ 0.50% · 4.625%
HK$87,775
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,480/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,616
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,939
−HK$2,357/mo
Today · 4.125%
HK$91,296
baseline
▲ 0.50% · 4.625%
HK$96,108
+HK$4,812/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,592/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,342 · Scale 2, in force from 26 Feb 2026)