LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,255
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,601
−HK$1,367/mo
Today · 4.125%
HK$45,968
baseline
▲ 0.50% · 4.625%
HK$48,765
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,936/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,121
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,309/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,395
+HK$2,674/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,906
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,521
−HK$1,640/mo
Today · 4.125%
HK$55,161
baseline
▲ 0.50% · 4.625%
HK$58,518
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,322/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,745
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,294
−HK$1,571/mo
Today · 4.125%
HK$60,865
baseline
▲ 0.50% · 4.625%
HK$64,074
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,730/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,558
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,441
−HK$1,914/mo
Today · 4.125%
HK$64,355
baseline
▲ 0.50% · 4.625%
HK$68,271
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,710/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,370
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,176
−HK$1,833/mo
Today · 4.125%
HK$71,009
baseline
▲ 0.50% · 4.625%
HK$74,752
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,018/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,860
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,282
−HK$2,460/mo
Today · 4.125%
HK$82,742
baseline
▲ 0.50% · 4.625%
HK$87,777
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,484/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,618
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,941
−HK$2,357/mo
Today · 4.125%
HK$91,298
baseline
▲ 0.50% · 4.625%
HK$96,110
+HK$4,812/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,596/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,358 · Scale 2, in force from 26 Feb 2026)