LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,256
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,602
−HK$1,367/mo
Today · 4.125%
HK$45,969
baseline
▲ 0.50% · 4.625%
HK$48,766
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,938/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,122
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,310/mo
Today · 4.125%
HK$50,722
baseline
▲ 0.50% · 4.625%
HK$53,395
+HK$2,673/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,444/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,907
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,522
−HK$1,640/mo
Today · 4.125%
HK$55,162
baseline
▲ 0.50% · 4.625%
HK$58,519
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,324/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,746
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,295
−HK$1,571/mo
Today · 4.125%
HK$60,866
baseline
▲ 0.50% · 4.625%
HK$64,074
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,732/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,558
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,914/mo
Today · 4.125%
HK$64,356
baseline
▲ 0.50% · 4.625%
HK$68,272
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,712/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,371
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,177
−HK$1,833/mo
Today · 4.125%
HK$71,010
baseline
▲ 0.50% · 4.625%
HK$74,753
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,020/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,861
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,283
−HK$2,460/mo
Today · 4.125%
HK$82,743
baseline
▲ 0.50% · 4.625%
HK$87,778
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,486/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,619
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,942
−HK$2,357/mo
Today · 4.125%
HK$91,299
baseline
▲ 0.50% · 4.625%
HK$96,112
+HK$4,813/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,598/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,368 · Scale 2, in force from 26 Feb 2026)