LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,256
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,602
−HK$1,367/mo
Today · 4.125%
HK$45,969
baseline
▲ 0.50% · 4.625%
HK$48,766
+HK$2,797/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$91,938/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,122
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,413
−HK$1,309/mo
Today · 4.125%
HK$50,722
baseline
▲ 0.50% · 4.625%
HK$53,396
+HK$2,674/mo
Deposit HK$9.48M · loan HK$9.48M · min. income ≈ HK$101,444/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,907
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,522
−HK$1,641/mo
Today · 4.125%
HK$55,163
baseline
▲ 0.50% · 4.625%
HK$58,519
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,326/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,747
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,295
−HK$1,571/mo
Today · 4.125%
HK$60,866
baseline
▲ 0.50% · 4.625%
HK$64,075
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,732/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,559
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,914/mo
Today · 4.125%
HK$64,356
baseline
▲ 0.50% · 4.625%
HK$68,272
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,712/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,371
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,178
−HK$1,833/mo
Today · 4.125%
HK$71,011
baseline
▲ 0.50% · 4.625%
HK$74,754
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,022/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,861
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,283
−HK$2,461/mo
Today · 4.125%
HK$82,744
baseline
▲ 0.50% · 4.625%
HK$87,779
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,488/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,620
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,943
−HK$2,357/mo
Today · 4.125%
HK$91,300
baseline
▲ 0.50% · 4.625%
HK$96,112
+HK$4,812/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,600/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,371 · Scale 2, in force from 26 Feb 2026)