LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,257
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,603
−HK$1,367/mo
Today · 4.125%
HK$45,970
baseline
▲ 0.50% · 4.625%
HK$48,767
+HK$2,797/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,940/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,123
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,414
−HK$1,309/mo
Today · 4.125%
HK$50,723
baseline
▲ 0.50% · 4.625%
HK$53,397
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,446/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,909
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,523
−HK$1,641/mo
Today · 4.125%
HK$55,164
baseline
▲ 0.50% · 4.625%
HK$58,520
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,328/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,748
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,571/mo
Today · 4.125%
HK$60,868
baseline
▲ 0.50% · 4.625%
HK$64,076
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,736/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,560
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,444
−HK$1,914/mo
Today · 4.125%
HK$64,358
baseline
▲ 0.50% · 4.625%
HK$68,274
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,716/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,372
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,179
−HK$1,833/mo
Today · 4.125%
HK$71,012
baseline
▲ 0.50% · 4.625%
HK$74,756
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,024/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,863
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,285
−HK$2,461/mo
Today · 4.125%
HK$82,746
baseline
▲ 0.50% · 4.625%
HK$87,781
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,492/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,622
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,945
−HK$2,357/mo
Today · 4.125%
HK$91,302
baseline
▲ 0.50% · 4.625%
HK$96,114
+HK$4,812/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,604/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,388 · Scale 2, in force from 26 Feb 2026)