LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,258
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,603
−HK$1,367/mo
Today · 4.125%
HK$45,970
baseline
▲ 0.50% · 4.625%
HK$48,768
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,940/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,124
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,414
−HK$1,310/mo
Today · 4.125%
HK$50,724
baseline
▲ 0.50% · 4.625%
HK$53,398
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,448/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,909
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,524
−HK$1,641/mo
Today · 4.125%
HK$55,165
baseline
▲ 0.50% · 4.625%
HK$58,521
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,330/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,749
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,297
−HK$1,572/mo
Today · 4.125%
HK$60,869
baseline
▲ 0.50% · 4.625%
HK$64,077
+HK$3,208/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,738/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,561
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,445
−HK$1,914/mo
Today · 4.125%
HK$64,359
baseline
▲ 0.50% · 4.625%
HK$68,275
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,718/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,373
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,180
−HK$1,833/mo
Today · 4.125%
HK$71,013
baseline
▲ 0.50% · 4.625%
HK$74,757
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,026/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,864
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,286
−HK$2,461/mo
Today · 4.125%
HK$82,747
baseline
▲ 0.50% · 4.625%
HK$87,782
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,494/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,623
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,946
−HK$2,357/mo
Today · 4.125%
HK$91,303
baseline
▲ 0.50% · 4.625%
HK$96,116
+HK$4,813/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,606/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,397 · Scale 2, in force from 26 Feb 2026)