LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,259
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,604
−HK$1,367/mo
Today · 4.125%
HK$45,971
baseline
▲ 0.50% · 4.625%
HK$48,769
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,942/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,125
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,416
−HK$1,309/mo
Today · 4.125%
HK$50,725
baseline
▲ 0.50% · 4.625%
HK$53,399
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,450/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,911
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,525
−HK$1,641/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,522
+HK$3,356/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,750
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,299
−HK$1,571/mo
Today · 4.125%
HK$60,870
baseline
▲ 0.50% · 4.625%
HK$64,079
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,740/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,562
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,446
−HK$1,914/mo
Today · 4.125%
HK$64,360
baseline
▲ 0.50% · 4.625%
HK$68,276
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,720/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,375
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,182
−HK$1,833/mo
Today · 4.125%
HK$71,015
baseline
▲ 0.50% · 4.625%
HK$74,758
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,030/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,866
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,288
−HK$2,461/mo
Today · 4.125%
HK$82,749
baseline
▲ 0.50% · 4.625%
HK$87,784
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$165,498/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,625
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,948
−HK$2,357/mo
Today · 4.125%
HK$91,305
baseline
▲ 0.50% · 4.625%
HK$96,118
+HK$4,813/mo
Deposit HK$1.90M · loan HK$17.07M · min. income ≈ HK$182,610/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,414 · Scale 2, in force from 26 Feb 2026)