LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,262
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,607
−HK$1,367/mo
Today · 4.125%
HK$45,974
baseline
▲ 0.50% · 4.625%
HK$48,772
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,948/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,128
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,419
−HK$1,309/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,402
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,914
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,529
−HK$1,640/mo
Today · 4.125%
HK$55,169
baseline
▲ 0.50% · 4.625%
HK$58,526
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,338/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,754
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,303
−HK$1,571/mo
Today · 4.125%
HK$60,874
baseline
▲ 0.50% · 4.625%
HK$64,083
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,748/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,566
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,450
−HK$1,914/mo
Today · 4.125%
HK$64,364
baseline
▲ 0.50% · 4.625%
HK$68,281
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,728/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,379
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,186
−HK$1,834/mo
Today · 4.125%
HK$71,020
baseline
▲ 0.50% · 4.625%
HK$74,763
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,040/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,871
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,293
−HK$2,461/mo
Today · 4.125%
HK$82,754
baseline
▲ 0.50% · 4.625%
HK$87,789
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,508/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,631
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,954
−HK$2,357/mo
Today · 4.125%
HK$91,311
baseline
▲ 0.50% · 4.625%
HK$96,124
+HK$4,813/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,622/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,459 · Scale 2, in force from 26 Feb 2026)