LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,262
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,608
−HK$1,367/mo
Today · 4.125%
HK$45,975
baseline
▲ 0.50% · 4.625%
HK$48,773
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,950/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,129
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,420
−HK$1,309/mo
Today · 4.125%
HK$50,729
baseline
▲ 0.50% · 4.625%
HK$53,403
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,458/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,915
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,530
−HK$1,640/mo
Today · 4.125%
HK$55,170
baseline
▲ 0.50% · 4.625%
HK$58,527
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,340/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,755
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,304
−HK$1,571/mo
Today · 4.125%
HK$60,875
baseline
▲ 0.50% · 4.625%
HK$64,084
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,750/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,567
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,451
−HK$1,914/mo
Today · 4.125%
HK$64,365
baseline
▲ 0.50% · 4.625%
HK$68,282
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,730/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,380
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,188
−HK$1,833/mo
Today · 4.125%
HK$71,021
baseline
▲ 0.50% · 4.625%
HK$74,764
+HK$3,743/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,042/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,872
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,294
−HK$2,461/mo
Today · 4.125%
HK$82,755
baseline
▲ 0.50% · 4.625%
HK$87,791
+HK$5,036/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,510/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,632
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,955
−HK$2,357/mo
Today · 4.125%
HK$91,312
baseline
▲ 0.50% · 4.625%
HK$96,126
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,624/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,472 · Scale 2, in force from 26 Feb 2026)