LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,265
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,610
−HK$1,368/mo
Today · 4.125%
HK$45,978
baseline
▲ 0.50% · 4.625%
HK$48,775
+HK$2,797/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,956/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,131
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,422
−HK$1,310/mo
Today · 4.125%
HK$50,732
baseline
▲ 0.50% · 4.625%
HK$53,406
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,464/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,917
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,532
−HK$1,641/mo
Today · 4.125%
HK$55,173
baseline
▲ 0.50% · 4.625%
HK$58,530
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,346/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,758
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,307
−HK$1,571/mo
Today · 4.125%
HK$60,878
baseline
▲ 0.50% · 4.625%
HK$64,087
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,756/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,570
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,454
−HK$1,915/mo
Today · 4.125%
HK$64,369
baseline
▲ 0.50% · 4.625%
HK$68,285
+HK$3,916/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,738/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,384
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,191
−HK$1,833/mo
Today · 4.125%
HK$71,024
baseline
▲ 0.50% · 4.625%
HK$74,768
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,048/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,876
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,299
−HK$2,461/mo
Today · 4.125%
HK$82,760
baseline
▲ 0.50% · 4.625%
HK$87,795
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,520/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,636
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,960
−HK$2,357/mo
Today · 4.125%
HK$91,317
baseline
▲ 0.50% · 4.625%
HK$96,131
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,634/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,509 · Scale 2, in force from 26 Feb 2026)