LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,266
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,611
−HK$1,368/mo
Today · 4.125%
HK$45,979
baseline
▲ 0.50% · 4.625%
HK$48,776
+HK$2,797/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,958/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,132
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,423
−HK$1,310/mo
Today · 4.125%
HK$50,733
baseline
▲ 0.50% · 4.625%
HK$53,407
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,466/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,534
−HK$1,640/mo
Today · 4.125%
HK$55,174
baseline
▲ 0.50% · 4.625%
HK$58,532
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,348/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,759
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,308
−HK$1,572/mo
Today · 4.125%
HK$60,880
baseline
▲ 0.50% · 4.625%
HK$64,089
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,760/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,572
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,456
−HK$1,914/mo
Today · 4.125%
HK$64,370
baseline
▲ 0.50% · 4.625%
HK$68,287
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,740/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,385
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,193
−HK$1,833/mo
Today · 4.125%
HK$71,026
baseline
▲ 0.50% · 4.625%
HK$74,770
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,052/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,878
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,300
−HK$2,462/mo
Today · 4.125%
HK$82,762
baseline
▲ 0.50% · 4.625%
HK$87,797
+HK$5,035/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,524/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,638
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,962
−HK$2,357/mo
Today · 4.125%
HK$91,319
baseline
▲ 0.50% · 4.625%
HK$96,133
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,638/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,525 · Scale 2, in force from 26 Feb 2026)