LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,266
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,612
−HK$1,367/mo
Today · 4.125%
HK$45,979
baseline
▲ 0.50% · 4.625%
HK$48,777
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,958/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,133
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,424
−HK$1,310/mo
Today · 4.125%
HK$50,734
baseline
▲ 0.50% · 4.625%
HK$53,408
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,468/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,919
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,534
−HK$1,641/mo
Today · 4.125%
HK$55,175
baseline
▲ 0.50% · 4.625%
HK$58,532
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,350/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,760
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,309
−HK$1,571/mo
Today · 4.125%
HK$60,880
baseline
▲ 0.50% · 4.625%
HK$64,089
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,760/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,572
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,457
−HK$1,914/mo
Today · 4.125%
HK$64,371
baseline
▲ 0.50% · 4.625%
HK$68,288
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,742/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,386
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,194
−HK$1,833/mo
Today · 4.125%
HK$71,027
baseline
▲ 0.50% · 4.625%
HK$74,771
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,054/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,879
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,301
−HK$2,462/mo
Today · 4.125%
HK$82,763
baseline
▲ 0.50% · 4.625%
HK$87,799
+HK$5,036/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,526/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,640
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,963
−HK$2,357/mo
Today · 4.125%
HK$91,320
baseline
▲ 0.50% · 4.625%
HK$96,134
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,640/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,533 · Scale 2, in force from 26 Feb 2026)