LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,268
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,613
−HK$1,368/mo
Today · 4.125%
HK$45,981
baseline
▲ 0.50% · 4.625%
HK$48,779
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,962/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,135
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,426
−HK$1,309/mo
Today · 4.125%
HK$50,735
baseline
▲ 0.50% · 4.625%
HK$53,410
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,470/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,921
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,536
−HK$1,641/mo
Today · 4.125%
HK$55,177
baseline
▲ 0.50% · 4.625%
HK$58,534
+HK$3,357/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$110,354/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,762
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,311
−HK$1,571/mo
Today · 4.125%
HK$60,882
baseline
▲ 0.50% · 4.625%
HK$64,092
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.38M · min. income ≈ HK$121,764/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,575
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,459
−HK$1,914/mo
Today · 4.125%
HK$64,373
baseline
▲ 0.50% · 4.625%
HK$68,290
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,746/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,389
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,196
−HK$1,833/mo
Today · 4.125%
HK$71,029
baseline
▲ 0.50% · 4.625%
HK$74,773
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,058/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,882
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,304
−HK$2,461/mo
Today · 4.125%
HK$82,765
baseline
▲ 0.50% · 4.625%
HK$87,802
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,530/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,642
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,966
−HK$2,357/mo
Today · 4.125%
HK$91,323
baseline
▲ 0.50% · 4.625%
HK$96,137
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,646/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,558 · Scale 2, in force from 26 Feb 2026)